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16 Dec

Mortgage Broker’s offer choice

General

Posted by: Carie and Tammy Harmony Mortgage Group

Mortgage Brokers Offer Choice!

 

The next time you’re looking for a mortgage for that new house or you’re up for renewal on your existing mortgage, think about using a mortgage broker – their services are free and they offer you an abundance of choices the banks simply can’t compete with.
 
Mortgage brokers have access to a vast array of lenders – up to 90+ institutions, including some of the big banks – which enables these professionals to negotiate the best possible mortgage products and rates on your behalf. In comparison, if you approach your bank with a mortgage request, they can only offer you a narrow choice – namely, their own products.
 
Mortgage brokers do their homework on available mortgage products and keep themselves abreast of any new products, or changes to existing products, to ensure they find the best mortgage to fit your specific needs.
 
Unlike the banks, mortgage brokers can also cater to self-employed borrowers as well as those who have suffered credit blemishes due to life experiences such as divorce or illness. Brokers will listen to your story, whereas the banks have a very narrow view of what fits into their financing box – and this is unnegotiable.
 
If you’re thinking of buying a home, Harmony Mortgage Group can find the best mortgage rate and term for your unique situation. 1-888-755-1126 HarmonyMortgage.ca
 
Top Reasons for Using a Broker:
  1. Choice – access to multiple financial institutions
  2. Costs – using a broker is free and they can negotiate lower rates for you
  3. Knowledge – brokers stay up-to-date on available products and services
  4. Flexibility – mortgage products are even available for the self-employed or those who have credit blemishes